Special Programs - Outside the Box

Direct Credit Funding, Inc. is committed to your success. We understand that not all your financial needs will fit in the "Box". With this in mind, we offer the following special programs.

Sale Lease Back

Need Cash? - This program allows you to borrow against equipment you already own. Use the funds for anything you need.

- Up to $2,000,000 funding amount.
- Approvals based on equipment value, not credit score
- Credit scores as low as 500
- Equipment Types:
Yellow Iron; Dump Trucks & Trailers; Over the Road Trucks & Trailers; AG / Farm Heavy Equipment; Logging / Forrestry

Contract Financing 

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Need new equipment to fulfill a new contract? This may be for you.

What is Contract Financing?
Contract Financing (or monetizing) is a very flexible financial tool providing a number of capital options – much less expensive and onerous than equity or sub-debt.

A Less Costly Alternative to Equity

      • Are you a service provider with clients who are very credit worthy?
      • Do you need equipment to provide the service?
      • Do you have a 2 to 15 year service contract with your client?
    If you answered yes to these questions Contract Finance can monetize your service contracts to provide equipment and working capital at a much lower cost than equity. You may have already discovered difficulty in procuring the financing you need from traditional sources. This program’s specialty is to fund Service/Product providers who have or are negotiating contracts with investment grade and near investment grade end users of those services. This will enable you to acquire the maximum cash from contracts now. If you need to provide equipment in conjunction with your service, we can help.

Medical / Healthcare Financing

Medical Working Capital Fund Line to help meet the challenges of expansion or fiscal stress including:

- Fast growing practices and clinics who need to enlarge or modernize their facilities
- Physician's offices needing cash to meet payroll and other business expenses while waiting for reimbursments from insurance companies and the government
- Healthcare organizations dealing with new HIPAA mandates, restrictive regulatory policies, and electronic medical record requirements
- Medical companies with uneven payment patterns looking for predictability

Program Highlights:
- $60K to $8MM Funding Amount with no minimum monthly amount
- No required changes to your current banking relationships
- Limited personal guarantees, we only require a fraud guarantee
- No financials required
- No required changes to your existing billing and collections
- Competitive Rates
- HIPAA Compliant
- 15 Days due diligence process time